Mortgages Made Simple

A fintech mortgage® is the fusion of first-in-class service with an advanced tech platform to bring speed, simplicity, and certainty to the mortgage experience.  Start your journey with us today.

The Fintech Mortgage® Philosophy

We have created a simple and streamlined mortgage experience – just the way you want it. With a Fintech Mortgage®, we eliminate surprise roadblocks by spending important time at the beginning of the home loan search to understand what makes each mortgage experience unique. By combining first-in-class expertise with the latest and greatest mortgage technology, you will enjoy a seamless mortgage experience we call “The Fintech Way.”


A Fintech Mortgage® means partnering with mortgage experts that know how to provide solutions for the challenges that come with the home loan process.

Taking Care of People

Whether buying your first home or acquiring an investment property, we work tirelessly to create a tailored loan solution for home buyers everywhere. 


Fintech is engaged in the communities we serve. We accomplish this by giving back our time effort to make our cities a better place to live.

Why Fintech Mortgage

We're Reinventing the Mortgage Process

From our proprietary QuickQualification tools to our first-in-class client engagement, we’re fusing speed, service, and certainty to create unmatched mortgage excellence.

The FinTech Way
A Better Mortgage Experience

At the Fintech Mortgage Association, we make saving money and achieving your financial goals simple. Whether you’re buying the home of your dreams or refinancing the home you’re in, we’ll show you just how simple home buying should be.

Our online QuickQualification tool is the mortgage industry’s best self-assessment of your ability to achieve an underwriting approval. Once you are ready to speak with someone, we connect you with a mortgage expert to evaluate your credit, income, and assets. Then we will identify the home loan programs for which you qualify. Next, we will give you a pre-approval letter to let real estate agents and sellers know that you are a serious buyer. Finally, you and your real estate agent can begin your home search.

1. Review credit, income & assets.

2. Determine loan program & pre-approval.

3. Begin home search.


Once you’re pre-approved, you can immediately begin a full mortgage application, or you can wait until you’ve secured a home contract. Either way, we’re here to help you move things forward on your timeline. Once you’re under contract, we’ll gather information about the property and prepare the official mortgage documents for your review and signature.

1. Identify home

2. Update and complete mortgage application

3. Review and sign mortgage documents

Set up is when we begin orchestrating third-party inspections, initiating searches, ordering verifications and requesting other reports to complete your mortgage application. Your dedicated fulfillment team will order the appraisal, title search, and other inspections needed for your new home. Also, we’ll obtain supplemental verifications and transcripts to support the information on your loan application.

1. Coordinate appraisal inspection.

2. Order title search.

3. Request verification, transcripts, and other reports. 

During processing, we compile and verify your loan file is ready for underwriting review. If something is missing, a member of your fulfillment team will try to obtain the information on your behalf or contact you to gather whatever is missing. If your loan file is complete, we wil then present your loan to underwriting for review.

1. Compile complete loan file.

2. Gather missing information.

3. Submit for underwriting review.

Underwriters check loan submissions to make sure they meet mortgage loan guidelines. If the submission meets the guidelines, the underwriter will issue an underwriting approval. In certain instances, the submission does not meet guidelines and the underwriter will deny the loan. Once an underwriter approves a loan, he or she may have additional questions or require supplemental documents from you or various other parties to the loan. Those additional questions or documents are called “conditions”. Your fulfillment team will work with your or on your behalf to clear your loan for closing. Once the underwriter clears all conditions, the loan is “clear to close”.

1. Underwriter compares loan to guidelines.

2. Underwriter approves or denies loan.

3. Processing coordinate to clear underwriting conditions.

Once your loan is clear to close, we’ll coordinate the closing with the title company. The title company is the settlement agent, receiving and distributing all funds, and ensuring the buyer and seller have done what they need to do for the transfer of the property. Once the title company accounts for funds and verifies all documents have been properly signed, you’ll receive the title (and the keys) to your new home. At this point, you’ve completed your home purchase.

1. Schedule closing with title company.

2. Bring funds & sign closing documents.

3. Take keys to new home. 

Customers Reviews

"Today I closed on an awesome house in Tampa's Old Seminole Heights neighborhood. Fintech Mortgage was with me every step of the way from pre-approval to closing. They took the time to explain the differences between FHA and Conventional loans to me, with superior knowledge of the mortgage/loan process helped me to choose the perfect loan for me and my situation."
Christine G.
5 Star Homeowner Review
"Had the privilege of partnering with Brian, Dustin, Shayna and company for many of my clients in the St. Pete/South Tampa area. I could also depend on them to be responsive to my clients and meet all deadlines per contracts for smooth home purchasing! I continue to recommend them to my clients and have no reason not to in the future."
Evan W.
5 Star Real Estate Agent Review

Life is better in your own home.

Fintech is the premier solutions based lender that values our clients and helps you with every step along the path to home ownership.

Fintech Mortgage Association LLC supports Equal Housing Opportunity

Fintech Mortgage Association LLC © Copyright 2020. All rights reserved. 727-310-0955 | NMLS ID 1492187 State Licensing: Florida MBR2053 WWW.NMLSCONSUMERACCESS.ORG

Fintech Mortgage Association LLC (“Finmae™“) and its logos, as well as any other Finmae names and logos, are service marks or registered service marks of Fintech Mortgage Association LLC. Fintech Mortgage Association LLC is not sponsored by or an agency of the United States of America, and does not have any affiliation with government sponsored entities.